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Debt Management Policies Debt management policies are intended to provide a comprehensive and viable debt management policy which recognizes the capital improvement needs of the Library District as well as the taxpayers’ ability to pay while taking into account existing legal, economic, financial, and debt market considerations.   The Library District has a capital planning and financing system for use in preparing a  multi-year capital improvement plan, which is adopted by the Library Governing Board as a allegra d 24 hour benefits part of the Library District’s budget process. No Library District debt issued for the purpose of funding capital projects will be authorized allegra goodman so you want to be a writer by the Library Governing Board unless it has been included in the capital improvement plan or until the Library Governing Board have modified the plan. Purposes of Debt Issuance   The Library District will issue long-term debt only for the purposes of  constructing or acquiring capital improvements (specifically, the approved schedule of capital improvements), for making major renovations to existing capital improvements, and for refunding outstanding debt when sufficient cost savings can be realized or it is advantageous to do so.    The Library District may also enter into long-term leases allegra for hives reviews for the  acquisition of major equipment when it is cost justifiable to do so. Cash surpluses, to the extent available and appropriable, will be used to finance scheduled capital improvements if it is deemed to be the best financing method for that particular improvement. Revenue sources will be pledged for debt only when legally available and, in those situations where they have previously been used for operation and maintenance expenses/ general operating expenditures, allegra for hives reviews they will be pledged for debt only when other sufficient revenue sources are available to replace same to meet operation and allegra for hives reviews maintenance expenses/ general operating expenditures as deemed appropriate by the Library Governing Board. Where possible, capital expenditures will be funded through pay-as- you     go programs, debt restructuring and alternative financing mechanisms, such as state loan programs or federal pilot projects.

All capital improvements financed through the allegra for hives reviews issuance of debt will be financed for a period allegra for hives reviews not to exceed the useful life of the allegra for hives reviews improvements, but in no event to exceed 30 years. All capital improvements financed through lease-purchase obligations will be financed for a period not to allegra for hives reviews exceed the useful life of the improvements. Rapid debt repayment is a goal of the Library allegra for hives reviews District’s debt management polices. Each allegra for hives reviews borrowing will be structured to repay principal as rapidly as allegra for hives reviews the amount of the pledged revenue source allegra for hives reviews will allow. Adjustment in repayment time frames may be modified to reflect changes in the interest allegra for hives reviews rate environment, which may argue for shorter or longer retirement plans. The Library District will, at all times, manage allegra for hives reviews its debt and sustain its financial position in order to seek and maintain the highest credit rating possible. The Library District will strive to maintain debt ratios within the median range of benchmarks (allegra for hives reviews based on Moody’s Indicators for counties of similar allegra for hives reviews size). The Library District shall not construct or acquire a public facility if it is unable to adequately provide for the identifiable annual operation and maintenance costs of the facility, or it must be disclosed. The Library District will consider coordinating with other local government entities, to the fullest extent possible, so as to minimize the overlapping debt burden to citizens. The Library District will ensure that an adequate system of internal control exists so as to provide reasonable assurance as to compliance with applicable laws, rules, regulations, and covenants associated allegra for hives reviews with outstanding debt. The Library District will market its debt through the use of competitive bid whenever deemed feasible, cost effective, and advantageous to do so. However, it is recognized that, in some situations, certain complexities and intricacies of a particular debt issue are such that it may be advantageous to market the debt via negotiated sale. The Library District shall use the services of outside finance professionals selected using competitive bid. Credit enhancements (insurance, letters of credit, etc. ) will be used only in those instances where the anticipated present value savings in terms of reduced interest expense exceeds the cost of the credit enhancement. In order to maintain a stable debt service burden, the Library District will attempt to issue debt that carries a fixed interest rate. However, it is recognized that certain circumstances may warrant the issuances of variable rate debt.